It may not kill you in a moment like a gun can, it will kill you over time a slow an agonizing death. Because you’re worrying, because internally you’re behind the eight-ball and your insides are being systematically destroyed.
I’ve seen it for years and even experienced it 3 times in my own life. Owing money eats at you and it’s like being a drug addict. A good friend of mine, 20 years ago, was a recreational drug user. He would do drugs on weekends mostly but every now and then he would binge real bad.
No one would see him for several days. One day he binged so bad he ended up in the hospital a week later. He told me he’d be fine doing drugs occasionally but he just couldn’t stop himself…he’d just go nuts on drugs…
That’s what debt is like. We get offers in the mail from the Big Banks telling us how wonderful we are and because of our great credit we deserve the finer things in life so take this credit card and go have fun.
The problem is we get offer after offer and begin to think “we really do deserve it”. One credit card becomes two credit cards becomes three and on and on until all the credit cards are maxed out.
After we’ve maxed out the cards we discover we’ve got to pay off the cards and we don’t have enough money to pay them off. That’s when our health begins to suffer. We don’t realize it at first our brain goes into denial.
Then we work out small solutions to our problems moving balances here and there and maybe even eek out a little more money on the credit card line to help pay the minimum monthly payment. Once we’ve maxed out the cards we now are forced to pay them off…for many of us….one minimum payment at a time.
The minimum payments do not allow us much room for anything and now we’re really upset because we do not have any money left.
And the long hard road to recovery is what will wear you down and cause havoc with your health. For some of us it never ends. We never realize the problem in the first place because we started out as a recreational “credit card user” (a weekend drug user).
If you have any of the above problems you’re at the right place. Look at some previous posts to begin a new healthy life style today. You can recover before it’s too late. You can get back to debt free living. The benefits are huge because if you’ll live like no one else is willing to live today you’ll be able to live like no one else is able to live tomorrow.
David Dassow
Saturday, May 24, 2008
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