And boy is he in for a surprise in six weeks! Here’s a refresher. He moved his family in with the in-laws 5 ½ months ago with the number one goal of paying off all his bills so he could be debt-free.
It started out a little rough. Not with the bill paying but living with the in-laws. Now, they’ve figured out how to deal with the in-laws but he’s gotten lazy at paying down the bills.
Hence the house payment problem. I had suggested to him that he pay his old rent every month. “Just write out a check to a bank (miles away and pretty hard to get the money back out) in the amount of your rent because one day when you move out of the in-law’s house your going to have STICKER SHOCK!
Well, guess what? He didn’t do it. In our last meeting I asked where he’s at on his bill pay-off schedule. He originally planned on paying everything off in 6 months. It’s not going to happen! And, when I again suggested he pay rent June 1 he was reluctant to do it.
Now, I don’t know about you but taking my advice or not is the issue. The issue is not sticking with the game plan. If they move out in 6 weeks (one month beyond the original plan) he won’t have paid off all his bills.
Yes, he paid off some, but none of the cars. In the mean time both him and his wife and the kids have a whole lot of new toys.
You can have what no one else can have if you’ll do what no one else will do. This comes from Dave Ramsey and I agree with him 100% with one minor addition.
If you live life debt free you can afford to be generous and you reduce a whole lot of stress and make your life enjoyable and simple.
David Dassow
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