If you're behind the eight-ball there's only one thing to do...

Change positions!

I’ve been behind the eight-ball. I’ve been exactly where you are right now, right this minute! I know what it’s like to be behind on your bills, to have collectors calling you all hours of the night, to feel pressure, to know when the phone rings it’s probably a collector waiting to pounce on you!

I’ve talked about remedies for being in debt up to your eye-balls! I’ve given strategies on how to deal with debt. I’ve even mentioned that you gotta get MAD, real MAD, in order to do something about your situation.

Well, today we’re going to talk about being behind the eight-ball. Here’s the example. If you’ve ever had a solicitor call you to sell you something as soon as you answer the phone the first word the solicitor says “gives it away.”

The conversation might go like this: “Mister Jones?” Yes. “Mister Jim Jones?” Yes. “How are you doing today Mister Jones?” Fine.

Dead giveaway!!

Now, when you get a call like this: “Mister Jones?” Yes. “Mister Jim Jones?” Yes. “Sir, I must inform you that this is an attempt to collect a debt and this call may be monitored for quality assurance. Mister Jones I see you owe us $658.09 how will you be taking care of this today?”

It doesn’t matter how you respond. You’re behind the eight-ball and they know it. It doesn’t matter how you respond because no matter what you say it won’t be sufficient enough because they want their money and you don’t have it and you are…

Behind the eight-ball.

Now, the answer is simple really. All you gotta do is pay them what you owe them. Right? Well, if you don’t got the money you don’t got it. So, what do you do to get out from being behind the eight-ball?

Well, here’s one thing you could do. Don’t answer the phone! Begin the process of getting real mad about your situation. Get so damn mad that you do something about it. Once you get to that point, the boiling point, begin the debt reduction plan(s) I’ve outlined in previous posts.

And, to steal a line from Nike. JUST DO IT!

David Dassow