A road map to personal independence
1. Zero debt
2. Sufficient income from investments to meet your needs without having to work
3. A portion of your savings in untouchable conservative safe investments
4. Insurance in place to protect assets (catastrophe insurance)
5. At least 50% of your time freed from mundane tasks (outsource everything except the checkbook)
6. Ability to make income other than a 9 – 5 job or hourly wage
7. Avoid any and all activities or associations that put you and your personal financial fortress at risk (don’t hang out with losers)
David…
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