A tip if you're a spender

For all the spenders out there I’ve got a simple tip that will drastically reduce, maybe even eliminate, spending.

There’s two kinds of people, those that spend little and those that spend lots.

Did you know Elton John has filed for bankruptcy? Here’s a guy who makes tons of money but spends more than he makes.

M.C. Hammer made a pile of dough and filed for bankruptcy protection.

Earlier posts I mentioned the “mindset” change you need to make and various ways for you to change behavior.

We all have habits. A good friend of mine (who’s an alcoholic) once told me that when he went to rehab it did wonders to drying him out but didn’t do anything for his “behavior” problem.

In order for my friend to successful give up drinking he had to change his behavior. Here’s the tip of the day for you.

If you are a spender you have certain habits. All you have to do is recognize those habits and you can naturally and easily change.

Maybe it means you leave the debit card and all of your credit cards at the house and carry $2 dollars on you for an emergency.

My alcoholic friend told me he had to change the way he drove to and from work because he had several places he would stop to get alcohol. When he changed his driving pattern it would help him change his behavior.

I’m not going to tell you that it’s as simple as I just described but I will tell you that for many of you it is this simple.

Change your habits by not carrying any money (which by the way, my friend didn’t carry any money, just his cell phone for emergencies)

Recognize your habit, change direction, and starve yourself (don’t carry any money) and within 7 days you’ll have made a major “mindset” change and go along way toward living debt free.

David…

P.S. At the end of the 7 days repeat the process and you’ll eliminate spending money until you’ve paid off your debts.

And debt free living is a great habit to get into…