Monday, March 10, 2008

There's always an alternative

A friend of mine has a Starbucks fetish. He can’t avoid Starbucks. If he’s driving down the road his car will automatically turn into the Starbucks parking lot. He told me once that he just can’t help it.

He’ll visit Starbucks 4 to 5 times a day. In case you’re wondering how much the Starbucks habit equals in dollars for him; $16 to $20 bucks a day. Many of us have fetishes that we just can’t control.

Maybe your’s is smoking. Maybe it’s eating out everyday. Whatever it is there’s always an alternative. For my friend, I suggested two strategies to deal with his Starbucks addiction.

First, there’s always an alternative to your addiction. If for example you smoke two packs of cigarettes a day purchase by the case one name brand and one off-brand cigarettes. Mix the cigarettes. Maybe you even alternate between one high dollar cigarette followed up by a cheap cigarette. You can always keep the cheap cigarettes in your high dollar cigarette package.

For my friend I suggested he make coffee in the morning and use one of his Starbucks cups. If you’re going to Starbucks four or five times a day just alternate with an alternative coffee.

In the morning he’d take one of his old Starbucks cups and fill it with fresh coffee from his house (which by the way was way less expensive to make).

He turned his 4 – 5 times a day habit into two. The alternatives cost pennies, not dollars and he literally saved $8 plus dollars a day.

I then convinced him to use my (money order strategy) and he began to pay off his credit cards early (see my previous post on the strategy or order my Debt Free Living Kit)

It doesn’t take much to change your fetish into a debt pay off strategy or savings plan. Just take the two examples I’ve laid out for you and apply it to your fetish.

There’s always an alternative.

David…

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