You’ve heard me go on about how YOU can change your behavior. If you’re a spender you can change your behavior. If you’re a credit card spender you can change your behavior.
It’s easier than you think to change your behavior and get on the road to debt free living. It starts through emotions than action than a new habit.
First and foremost you gotta get mad at your situation. You cannot continue to spend money at your present rate. We’re not the government who seems to be able to spend money they don’t have.
Once you run out of money you’ve got to borrow it. You can only borrow to a point and eventually you’ll run out of the ability to borrow and be in debt up to your eyeballs.
The above is where the mad part comes in. You’ve gotta get mad about your present situation of being in debt. The madder you get the more likely those emotions will turn into ACTION.
It is action that helps make a new habit. A new habit, in this case, of getting out of debt and living debt free is the goal. Once you start making extra payments on your debt you’ll have formed a new habit.
It’ll take 7 days to do it. Here’s a shortcut. Use my $15 dollar a day strategy and make an extra payment each and every day for 7 days. It’s a quick way to develop a new habit and change behavior.
A toast to debt free living
David…
Tuesday, March 18, 2008
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