Just because you're paranoid doesn't mean they're not out to getcha!

The fact is the Big Banks are out to get you whether you believe it or not. How do they get you? Banks are out to get you by continually offering you great deals on credit cards.

Every year billions of credit card offers go out to consumers. Many times these credit card companies are trying to get you to transfer one balance to the new card offering no interest for several months.

This tactic is similar to Beer companies. For the most part beer companies are not trying to find new beer drinkers. Beer companies are trying to get you to change brands. All of the commercials on tv assume you’re already a beer drinker and encourage you to try their brand.

A healthy paranoid attitude can be a good thing when it comes to debt. The Big Banks want you to be into hock forever. The big banks are interested in getting interest payments from you month in and month out.

The worst thing you can do to a credit card company is to pay off the entire balance every month.

Credit card companies are very sneaky. They’ll offer you a bunch more credit knowing you won’t be able to pay off the balance at the end of the month. This forces you to become a minimum payment customer.

Only discipline can save you and since you’re reading this I’m guessing you’re in debt.

A little paranoia never hurt anyone.

The next offer you get from the credit card folks needs to thrown in the trash. You might even rip it up first. You’ll feel even better! Do this 3 times and you’ll kick the habit and defeat the credit card company tactics.

Some healthy paranoia never hurt anybody.

David…