Discipline will win out every time

It seems to always happen. When you’re in the middle of paying down debt good things happen. Usually, you’ll get some unexpected over-time, tax return, or other money you were not expecting to receive.

It is very tempting to spend the money. BUT, a little discipline is kind of like an ounce of prevention equals a pound of cure. That extra money will fund your reserve or pay off an extra bill quickly.

Once again it’s so tempting to spend the money on nothing at all. You’ll feel like you need to reward yourself. DON’T REWARD YOURSELF! If nothing else put the money in an envelope as a backup reserve.

It’s critical to keep the game plan going. If nothing else you’ll put yourself ahead of schedule. Another technique is to add to the $15 dollar a day strategy and spread it out.

Either way you do it an ounce of prevention equals a pound of cure and a little bit of discipline will equal a whole lot of peace of mind.

David…